Happy Birthday!

“We are food for worms, lads” So goes the line from a classic film about living your life and embracing the gifts you have been given.  Dead Poets Society is the film and it was released nearly 30 years ago.  For those unfamiliar, do yourselves a favor and check it out. The entire film centers […]

What’s your exit strategy, LIAM?

As we approach the end of Life Insurance Awareness Month (LIAM), it’s fitting to bring up one more financial benefit provided by Participating Whole Life Insurance policies.  Specifically, the exit strategy.  A properly designed PWLI policy should provide you tax exempt income when entering your new phase of retired life.  Ideally, this saving for retirement […]

Confirmation that Universal Life is all Sizzle

The Wall Street Journal published an article[i] today that confirms what many of us have known for some time.  Universal Life (UL) insurance, along with sister products Variable Universal Life (VUL) and Indexed Universal Life (IUL), does not live up to the sales hype.  The article reveals several sad cases where customers have paid more […]